Richmond Homes under $400,000

Richmond Homes under $400,000

Welcome to Richmond, Kentucky – a vibrant city steeped in history and rich in southern charm! Nestled in Madison County, Richmond is not only known for its picturesque landscapes and friendly community but also for its convenient location. Just a short drive from Lexington, this city offers residents the perfect blend of small-town warmth and easy access to urban amenities.

Richmond boasts a variety of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. The real estate market here is diverse, featuring everything from cozy bungalows to spacious family homes, each with its unique character and charm. Whether you’re looking for a modern kitchen, a large backyard, or proximity to local schools and parks, Richmond has something to suit your needs.

In addition to its affordable housing options, Richmond is home to a thriving cultural scene. Explore the historic downtown area, where you can find delightful shops, local restaurants, and community events that bring residents together. The city is also known for its beautiful parks and recreational facilities, providing ample opportunities for outdoor activities, from hiking and biking to picnicking and fishing.

Richmond is not just a place to live; it's a community where neighbors become friends and memories are made. With its affordable homes and welcoming atmosphere, Richmond, KY, is the perfect place to call home. Come discover the charm of this delightful city and find your dream home today!

Newest Richmond Homes under $400,000

212 Bay Meadows Dr, Richmond
$390,000
4 Beds ⋅ 4 Baths ⋅ 26027409 MLS
Welcome to a home that offers space, flexibility, and inviting outdoor living! The walkout lower level is a standout, featuring a second kitchen, full bath, and generous recreation, family, and den areas—an appealing setup for multigenerational living, extended guests, or a private retreat. Upstairs, you'll find three bedrooms and two full baths. Step outside to enjoy the spacious deck overlooking the backyard, then head down to the patio for another spot to relax or entertain. A two-car attached garage and storage shed round out this versatile property.

212 Bay Meadows Dr, Richmond
308 Memory Ln, Richmond
$295,900
3 Beds ⋅ 2 Baths ⋅ 26027391 MLS
Welcome home to 308 Memory Lane! This inviting 3 bedroom 2 bath home offers comfortable one-level living with an open-concept layout and plenty of space to make it your own. The kitchen features a breakfast bar and opens to the living area, creating a welcoming space for everyday living and entertaining. Step outside to enjoy the patio with retractable awning and fully fenced backyard, along with a storage building for added convenience. The attached 2-car garage provides additional parking and storage space. Conveniently located in Richmond, this home is ready for its next owner to add their own personal touches. Schedule your showing today!

308 Memory Ln, Richmond
104 N Porter Dr, Richmond
$365,000
3 Beds ⋅ 3 Baths ⋅ 26027048 MLS
Solid quality built 1 owner home in excellent location to all city conveniences including EKU, the Eastern Bypass, and I75. 1 story brick ranch custom built in 1957 with renovations over time. 3 bedrooms, 3 full bathrooms including an expansive primary bedroom and bathroom in the primary suite which includes washer and dryer hook-up, formal living room, dining room, comfortable family room with gas fireplace, kitchen, sunroom, mudroom which served as utility room with washer and dryer hook-up in the past,, 2 car garage plus walk up stairs to a floored attic space excellent for storage, back deck with handicap ramp, beautiful and level back yard with many possibilities to be enjoyed. Under carpet you will find hardwood. The space in the unfinished basement is incredible and has loads of potential to finish it out. Showings start Saturday 10/03 and you can make your appointment now!

104 N Porter Dr, Richmond
709 W Main St, Richmond
$235,000
3 Beds ⋅ 2 Baths ⋅ 26027385 MLS
They simply don't make them like this anymore. This beautiful 100+ year-old downtown home is filled with timeless character and craftsmanship that buyers love in a historic property. Gorgeous hardwood floors, tall ceilings, wide baseboards, detailed trim, paneled doors, a classic staircase, and a traditional fireplace showcase the charm of a bygone era, while spacious rooms and abundant natural light make the home feel warm and inviting. The character continues throughout with vintage architectural details and classic bath features that complement the home's history. Outside, enjoy a welcoming covered front porch, perfect for taking in the neighborhood, or retreat to the covered back porch for a little more peace and privacy. A long driveway, generous yards, and a detached garage/outbuilding provide additional space for parking, storage, hobbies, or a workshop. With its downtown location close to shopping, dining, local businesses, and community activities, this is a special opportunity to own a home with history, charm, and personality that simply can't be duplicated.

709 W Main St, Richmond
207 Rookwood Ct, Richmond
$300,000
4 Beds ⋅ 4 Baths ⋅ 26027354 MLS
If you've been looking for a fixer upper... here's a great option! This LARGE 2700+sqft 2 story home features a spacious main level featuring 2 living spaces, a formal dining room with hardwood, breakfast nook, breakfast bar and kitchen ... all wide open and inviting! The family room has a gas logs fireplace and over looks the back deck. Main level also has a half bathroom and laundry room. Upstairs you'll find all 4 bedrooms and 2 full baths. The lowest level has a full bathroom and 2 finished rooms. The basement garage is oversized measuring roughly 600 sqft. This home is located in Miller's Landing in a cul-du-sac with lots of driveway parking too. Currently rented for $2,000/month with a month to month lease.

207 Rookwood Ct, Richmond
351 Mohegan Trl, Richmond
$276,990
3 Beds ⋅ 2 Baths ⋅ 26027344 MLS
Welcome home to this NEW Single-Story Home in the Firebrook Community! The desirable Beaumont Plan boasts an open design encompassing the Living, Dining, and Kitchen spaces. The Kitchen features gorgeous cabinets, quartz countertops, and Stainless-Steel Appliances (including Range with a Microwave hood and Dishwasher). The primary suite has a private bath, dual vanity sinks, and a walk-in closet. This Home also includes 2 more bedrooms, a whole secondary bathroom, and a patio.

351 Mohegan Trl, Richmond
755 Copley Pointe Dr, Richmond
$389,900
3 Beds ⋅ 3 Baths ⋅ 26026221 MLS
Welcome to 755 Copley Pointe Drive in Richmond's fastest growing community Magnolia Pointe! This home, built in 2022, offers an inviting and functional layout. Luxury vinyl flooring flows throughout the main level of this two-story home. The extended family room features an open concept that flows into the spacious kitchen. The kitchen offers stainless steel appliances, granite countertops, a pantry, and a center island with breakfast bar seating. Just off the foyer is a dedicated flex room which adds valuable versatility and can easily serve as a home office, sitting room, playroom, or hobby space. A convenient half bath and drop zone off the attached two car garage help keep everyday essentials organized. Upstairs features a spacious primary suite with a walk-in closet, a walk-in shower, dual vanities, a soaking tub, and a separate water closet. Two additional bedrooms, another full bathroom, and the laundry room complete the upper level. Enjoy outdoor living with a rear patio and a privacy wood fence, which is perfect for entertaining. Residents of Magnolia Pointe enjoy amenities including a fishing pond, dog park, walking trails, and a neighborhood park, with an annual HOA fee of just $250. Additionally the home received a new roof, gutters, siding, and windows on the back of the house in 2023, and a new HVAC system in 2024. Conveniently located near I-75, shopping, dining, EKU, Baptist Health, and more.

755 Copley Pointe Dr, Richmond
108 Covington Way, Richmond
$379,900
4 Beds ⋅ 3 Baths ⋅ 26027268 MLS
Space, comfort, and flexibility—all in a convenient location! This well-maintained 4-bedroom, 3-full-bath home offers over 2,500 square feet just minutes from I-75, Richmond Centre, medical centers, shopping, and more. The main level features a primary bedroom with an attached full bath, two additional bedrooms, another full bath, a spacious living room, and a functional kitchen with stainless steel appliances. Step onto the back deck to relax and enjoy the outdoors. Downstairs, you'll find a fourth bedroom, a spacious bathroom with a large tile shower and jetted tub, a laundry room, and an expansive family room ready for entertaining, movie nights, hobbies, or your favorite game-day gatherings. A pool table and gas log fireplace complete this inviting space. With living areas and bedrooms on both levels, the layout offers flexibility for guests or multigenerational living. Outside, enjoy a private lower deck with an existing hot tub hookup, a generous side yard, and a storage building. Situated on well over half an acre, this property offers plenty of room to spread out, both inside and out. If space, versatility, and convenience are on your wish list, this home deserves a look!

108 Covington Way, Richmond
544 Chickasaw Dr, Richmond
$317,990
5 Beds ⋅ 3 Baths ⋅ 26027184 MLS
Prepare to be impressed by this BEAUTIFUL NEW 2-story Home in the Firebrook Community! The elegant Gardner Plan boasts a flex space and a guest suite with a walk-in closet on the main floor. The Kitchen features gorgeous cabinets, quartz countertops, and stainless-steel appliances (Including Range, microwave, and Dishwasher). All other bedrooms are on the 2nd floor. The oversized primary suite has a private bath, dual vanity sinks, and a walk-in closet. This desirable plan also comes complete with a 2-car garage.

544 Chickasaw Dr, Richmond
549 Chickasaw Dr, Richmond
$308,990
5 Beds ⋅ 3 Baths ⋅ 26027183 MLS
Prepare to be impressed by this BEAUTIFUL NEW 2-story Home in the Firebrook Community! The elegant Gardner Plan boasts a flex space and a guest suite with a walk-in closet on the main floor. The Kitchen features gorgeous cabinets, quartz countertops, and stainless-steel appliances (Including Range, microwave, and Dishwasher). All other bedrooms are on the 2nd floor. The oversized primary suite has a private bath, dual vanity sinks, and a walk-in closet. This desirable plan also comes complete with a 2-car garage.

549 Chickasaw Dr, Richmond
547 Chickasaw Dr, Richmond
$279,990
4 Beds ⋅ 2 Baths ⋅ 26027182 MLS
Welcome to your dream home in the Firebrook Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation.

547 Chickasaw Dr, Richmond
545 Chickasaw Dr, Richmond
$312,990
5 Beds ⋅ 3 Baths ⋅ 26027180 MLS
Prepare to be impressed by this BEAUTIFUL NEW 2-story Home in the Firebrook Community! The elegant Gardner Plan boasts a flex space and a guest suite with a walk-in closet on the main floor. The Kitchen features gorgeous cabinets, quartz countertops, and stainless-steel appliances (Including Range, microwave, and Dishwasher). All other bedrooms are on the 2nd floor. The oversized primary suite has a private bath, dual vanity sinks, and a walk-in closet. This desirable plan also comes complete with a 2-car garage.

545 Chickasaw Dr, Richmond
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