Mt Sterling Homes with Finished Basement

Mt Sterling Homes with Finished Basement

Welcome to Mt. Sterling, Kentucky – a charming city nestled in Montgomery County, where the rolling hills and picturesque landscapes create a serene backdrop for your dream home. Known for its warm community spirit and rich history, Mt. Sterling offers a perfect blend of small-town charm and modern conveniences. With a vibrant downtown area filled with unique shops, delightful eateries, and a calendar full of local events, this city is a delightful place to call home.

One of the standout features of homes in Mt. Sterling is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or even a guest suite. Finished basements not only enhance your living space but also increase the value of your home, making them a sought-after feature for families and individuals alike.

Imagine hosting gatherings with friends and family in your spacious finished basement, complete with comfortable seating and entertainment options. Or perhaps you prefer a quiet retreat where you can unwind after a long day. The flexibility of a finished basement allows you to tailor the space to fit your lifestyle perfectly.

In Mt. Sterling, you’ll find a variety of homes with finished basements, each offering unique characteristics and charm. Whether you’re looking for a cozy bungalow or a spacious family home, this city has something for everyone. Come discover the beauty and warmth of Mt. Sterling, where your dream home awaits!

Newest Mt Sterling Homes with Finished Basement

$1,500,000
4 Beds ⋅ 3 Baths ⋅ 26016393 MLS
Welcome to a truly one-of-a-kind Kentucky estate where luxury, craftsmanship, and country living come together on 27 breathtaking acres in Clark County—just 10 minutes from the interstate for an easy commute while still enjoying complete privacy. Built with exceptional quality and thoughtfully designed by its original owner, this custom home offers over 7,000 square feet of living space with 4 spacious bedrooms, 3 full bathrooms, and two additional finished rooms in the walkout basement that provide incredible flexibility for guest space, a home gym, office, hobby rooms, or other uses. From the moment you step inside, you'll appreciate the attention to detail. Brazilian Tigerwood flooring flows throughout the main level, while engineered flooring extends through the basement. The inviting living room is anchored by a gas fireplace, creating the perfect gathering space, while the home's two full kitchens make multigenerational living, entertaining, or hosting guests effortless. The custom bar showcases beautiful copper accents, including a stunning copper backsplash that adds warmth and character. The primary suite serves as a private retreat with a luxurious soaking tub and its own sunroom—a peaceful space to enjoy your morning coffee while overlooking the surrounding countryside. Built for both comfort and efficiency, this home features geothermal heating and cooling, an in-home dehumidifier, a security system, automated gated entry, and robust 2x12 floor joists, reflecting the superior craftsmanship found throughout. Outside, the opportunities are endless. A massive 50' x 64' insulated shop and a 14-foot garage door is ideal for equipment, RV storage, business operations, or workshop space. The above-ground pool provides the perfect place to unwind during the summer months, while the fully fenced property is currently home to cattle but offers endless possibilities for horses, farming, recreation, or simply enjoying your own private slice of Kentucky. Whether you're searching for a luxury family estate, an equestrian property, a working farm, or a private retreat with room to grow, this remarkable property delivers a rare combination of quality construction, thoughtful amenities, and unmatched versatility—all within minutes of modern conveniences.

351 Benton Road Mt, Mt Sterling
$229,000
3 Beds ⋅ 1 Baths ⋅ 26016107 MLS
Welcome to 211 Willow Street, a 3 bedroom, 1 bathroom home offering 1,872 square feet of living space in a convenient Mt. Sterling location. Built in 2005, this home features a functional layout with laminate flooring on the main level and brand new luxury vinyl plank flooring in the basement, neutral paint colors, central heat and air conditioning, and a spacious kitchen complete with stainless steel refrigerator, stove/oven, dishwasher, and above-the-range microwave. Washer and dryer hookups are available on the main level, and the home is all electric with KU Electric and city water through Mt. Sterling Water & Sewer. One of the standout features of this property is the finished walkout basement, offering two additional bonus rooms and flexible space that is hard to find in this price range. One of the three bedrooms is located in the basement and features a window and exterior door. While many homes at this price point offer only one level of living space, this property provides the added benefit of a finished lower level that can be used for extra living area, bedroom, office space, hobby rooms, storage, or recreation. Outside, enjoy a wraparound deck, a 0.23-acre lot, and a large metal storage shed included with the sale. Conveniently located near schools and I-64, this home offers easy access to Winchester, Lexington, Paris, Jeffersonville, Camargo, Owingsville, Sharpsburg, Salt Lick, North Middletown, Preston, and Morehead. Seller is a licensed real estate broker in the state of Kentucky.

211 Willow Street Mt, Mt Sterling
$1,145,000
5 Beds ⋅ 6 Baths ⋅ 26006257 MLS
Experience lakeside living on Greenbrier Lake in this custom-built residence offering more than 6,600 square feet of thoughtfully designed space. With nearly two acres that roll gently toward the water, the setting provides privacy, wide open lake views, and a natural backdrop for both gathering and retreat. The main level features hardwood floors, custom cabinetry, and soaring ceilings, with each bedroom designed as a private suite with its own bath. A large sunroom, ideal as an office or additional family space, captures sunlight and views throughout the day. The home's lower level offers a full second kitchen, living and dining areas, utility room, and a stone fireplace, making it well-suited for multigenerational living or guest quarters. In total, the home offers five bedrooms, a theater room with 12-inch poured concrete walls, and architectural details like a dramatic winding staircase beneath the soaring great room ceiling. Outdoor living is equally inviting, with expansive decks and patios overlooking the lake and access to the water only steps away. The rural setting offers the tranquility of a waterfront retreat yet remains just 3.5 miles from everyday conveniences, and a short drive to Lexington via I-64. This is a rare opportunity to own a spacious waterfront home that blends craftsmanship, functionality, and setting in one exceptional property.

5401 Mccormick Road Mt, Mt Sterling
$339,000
4 Beds ⋅ 3 Baths ⋅ 26004481 MLS
Discover the potential of this charming brick home located just minutes from the heart of Mt. Sterling! Nestled in a peaceful neighborhood, 405 Nevada Drive offers the best of both worlds--quiet suburban living with convenient access to shopping, dining, and everything downtown has to offer. This home features a fully finished basement, providing ample space for additional living, entertaining, or storage--whatever suits your lifestyle! Whether you're a growing family, an investor, or someone looking for a home you can make your own, this property checks all the right boxes. Don't miss your chance to own a solidly built home in a sought-after location--just 3 miles to downtown and 3 miles to the main strip. The possibilities here are endless!

405 Nevada Avenue Mt, Mt Sterling
$300,000
4 Beds ⋅ 2 Baths ⋅ 26012320 MLS
Welcome to 609 Virginia Ave -- could this be your new address? This beautifully updated home offers the perfect blend of comfort, space, and convenience, featuring 4 bedrooms and 2 full bathrooms throughout. Step inside to find engineered hardwood floors and an open living area centered around a cozy fireplace, flowing seamlessly into the dining room and a well-equipped kitchen with all appliances included. The finished basement expands your living space with an additional living area complete with a second fireplace, a bar area ideal for entertaining, and extra storage in the unfinished portion. Outside, enjoy a large rear deck and patio area off the basement, perfect for hosting gatherings or relaxing evenings. Situated in a well-established neighborhood in the heart of Mount Sterling, this home provides easy access to I-64 and all local attractions. With numerous upgrades completed in recent years, this property is truly move-in ready and waiting for you to call it home.

609 Virginia Ave, Mt Sterling
$679,999
3 Beds ⋅ 3 Baths ⋅ 26004925 MLS
Escape to your dream country retreat on 45 acres of beautiful, private farmland just 30 minutes from Lexington—offering the perfect balance of peaceful seclusion and convenient access to shopping, dining, and everyday amenities. This exceptional property features a stunning 3-bedroom, 2.5-bath barndominium, thoughtfully designed with a seamless blend of rustic charm and modern comfort. Inside, you'll find a spacious open-concept layout with soaring vaulted ceilings, solid bamboo flooring, and a cozy fireplace that anchors the living space. The kitchen offers an inviting eat-in area and flows effortlessly into the main living space—perfect for entertaining or everyday living. An entrance foyer, dedicated laundry area, and a well-designed layout with multiple functional living spaces add to the home's comfort and practicality. The home also features a finished basement with both interior and exterior access, offering incredible flexibility for additional living space, guests, or recreation. The exterior access leads directly to a thoughtfully designed outdoor entertaining area complete with a fire pit—perfect for relaxing evenings and gathering with friends and family. You can also see the pond and little dock from the house, which adds to its charm! Step outside and experience everything this property has to offer. With direct river access, enjoy peaceful kayaking, fishing, swimming, or simply unwinding in the quiet beauty of nature. The land includes established hay fields, a homestead garden area, and hunting blinds—ideal for those looking to fully embrace the Kentucky outdoors. For those needing workspace or storage, this property truly delivers. A 36x48 insulated shop with poured concrete floors and built-in drains creates the ultimate setup for mechanics or hobbyists. In addition, the impressive 48x60 barn features front and drive-through access, making it ideal for large equipment, tractors, or recreational vehicles. Whether you're searching for a private homestead, recreational escape, or a one-of-a-kind lifestyle property, this rare offering combines functionality, natural beauty, and peaceful living in a truly unforgettable setting. Sellers are under contract with a 48-hour kickout clause.

649 Snedegar Road Mt, Mt Sterling
$400,000
4 Beds ⋅ 3 Baths ⋅ 26011572 MLS
Space, versatility, and endless possibilities await in this impressive 5-bedroom home located in the desirable Silver Creek Subdivision in Mt. Sterling, KY! Featuring two kitchens, this home offers flexibility for entertaining, multi-generational living, or creating the perfect gathering space. The upstairs primary suite provides a private retreat, while the large den/family room offers plenty of space for relaxing, hosting guests, or making memories with family and friends. Step outside and enjoy your own backyard oasis with an in-ground pool, perfect for summer fun and entertaining. With generous living space in a sought-after neighborhood, this home combines comfort, function, and lifestyle all in one package!

912 Hunter Trail Mt, Mt Sterling
$240,000
3 Beds ⋅ 2 Baths ⋅ 26012313 MLS
Charming and move-in ready! This beautiful home offers a 2-bedroom main floor with a versatile basement featuring 1 to 2 additional potential bedrooms or flex spaces—perfect for a growing household, home office, or gym. Enjoy a welcoming layout, a 6-month-old range, and a spacious backyard perfect for outdoor entertaining. Boasting great curb appeal and a convenient location just minutes from shopping and dining. Schedule your showing today!

656 Magnolia Dr, Mt Sterling
$354,900
4 Beds ⋅ 3 Baths ⋅ 26006824 MLS
Welcome to 241 Blueberry Lane, where space meets modern convenience. This stately brick split foyer offers the perfect blend of space, style, and updates, featuring 4 bedrooms, 2 full baths, and a half bath designed for comfortable living. Inside, you'll find a beautifully updated kitchen with crisp white cabinetry, a formal dining room, and multiple living spaces including a cozy den with fireplace and a formal living room with its own fireplace—ideal for both relaxing evenings and entertaining guests. A rear sunporch provides the perfect spot to unwind and enjoy warm summer nights. With over 2,700 square feet of living space, this home sits tucked away on a quiet cul-de-sac in the established Westview neighborhood backing up to beautiful KY farmland, just minutes from I-64 and all local attractions. Updates over the years including new windows, flooring, fresh paint, landscaping, and renovated bathrooms make this home truly move-in ready. With so much to offer, 241 Blueberry Lane isn't just an address—it's a place you'll be proud to call home.

241 Blueberry Ln, Mt Sterling
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